Is It Time to Report Height and Weight on Workers Comp Claims?

Posted on January 11, 2011 by WorkCompEdge Blog Editor

As recently reported in Insurance Journal, a new report issued by NCCI confirms anecdotal data that workers compensation claims are generally much more costly for obese versus non-obese workers.  As the title of the report, “How Obesity Increases the Risk of Disabling Workplace Injuries,” implies, that cost includes the significant likelihood that the claim of [...]

Filed under: Claims and Injury Management, Wellness, Workers Comp Premium | Tagged: , , , , | 4 Comments »

Workers Compensation Medical-Only Losses: A Refresher for All, an Update for New Mexico and Colorado

Posted on June 1, 2010 by WorkCompEdge Blog Editor

Many of you are undoubtedly familiar with the importance of medical-only claims to the experience modification rating process. In a great majority of states, these claims, also known as injury or IJ code type 6 losses, are reduced by 70% for the purposes of the mod calculation. This reduction is also known as the experience [...]

Filed under: Claims and Injury Management, Experience Rating (the Mod), Workers Comp Premium | Tagged: , , , , , , , | 1 Comment »

Small Medical-Only Claims – To Pay or Not to Pay?

Posted on November 12, 2008 by WorkCompEdge Blog Editor

by Maureen Gallagher, WorkCompEdge Contributor Will paying small medical-only bills rather than reporting them to the carrier save you money – or cost you? The answer’s not simple! The most common question an insurance agent gets from employers is whether or not they should pay (or continue to pay) small medical bills on workers compensation claims [...]

Filed under: Claims and Injury Management | Tagged: , , | 1 Comment »

Thoughts about Claims Management – and the Electoral College

Posted on November 5, 2008 by WorkCompEdge Blog Editor

by Frank Pennachio, WorkCompEdge Contributor Every presidential election we are reminded that it’s the electoral vote that really counts. It is, as history and pundits remind us, possible to win the popular vote and lose the electoral vote. Now, hold on to your comments, as I’m not trying to make any political statement here, and [...]

Filed under: Claims and Injury Management | Tagged: , , , | Leave a Comment »

Could We Save Money by Reporting MORE Injuries?

Posted on September 25, 2008 by WorkCompEdge Blog Editor

by Frank Pennachio, WorkCompEdge Contributor Much has been written about the decline of the frequency of workplace injuries over the past 15 plus years. Improved workplace safety, modular construction, cordless tools, and reductions in heavy manufacturing are some of the most popular reasons attributed to the decline. On the surface, this sounds like a positive [...]

Filed under: Claims and Injury Management | Tagged: , | Leave a Comment »

Injured Employees and the Psychology of the Right Treatment

Posted on July 9, 2008 by WorkCompEdge Blog Editor

by Frank Pennachio, WorkCompEdge Blog Contributor As I suggested in last week’s blog and several of you commented to confirm from your own experiences, the so-called “bad employee” – one who is intentionally milking the system – does NOT contribute to work comp costs and problems as much as we might like to think. Today [...]

Filed under: Claims and Injury Management | Tagged: , , | 1 Comment »

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