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<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:mobile="http://www.google.com/schemas/sitemap-mobile/1.0" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc>http://workcompedgeblog.com/2012/05/23/national-workers-comp-conference-workcompedge-blog/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2012/05/shutterstock_beach.jpg</image:loc><image:title>shutterstock_wc20120523</image:title><image:caption>A change in latitude, as Jimmy Buffett says, can be a good thing! But don't let the photo fool you - the National Workers' Compensation and Disability Conference is in Las Vegas this year. </image:caption></image><lastmod>2012-05-23T19:44:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2008/07/16/legally-correct-how-your-hiring-practices-affect-your-work-comp-premiums/</loc><mobile:mobile></mobile:mobile><lastmod>2012-04-26T21:10:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2008/07/09/injured-employees-and-the-psychology-of-the-right-treatment/</loc><mobile:mobile></mobile:mobile><lastmod>2012-04-26T21:09:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2008/07/02/are-bad-employees-really-the-main-problem-in-workers-comp/</loc><mobile:mobile></mobile:mobile><lastmod>2012-04-26T21:08:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2008/09/18/workers-compensation-and-illegal-immigrants/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2008/09/workcompedgeimmigrant1.jpg</image:loc><image:title>Workers Compensation and Illegal Immigrants</image:title></image><lastmod>2012-04-26T21:02:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2008/09/25/could-we-save-money-by-reporting-more-injuries/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2008/09/workcompedgesavemoney2.jpg</image:loc><image:title>Could We Save Money by Reporting MORE Injuries?</image:title></image><lastmod>2012-04-26T21:00:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2008/10/29/scary-work-comp-stories-for-halloween/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2008/10/skullxbonesworkcompedge1.jpg</image:loc><image:title>Scary Work Comp Stories for Halloween</image:title></image><lastmod>2012-04-26T20:54:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2008/11/05/thoughts-about-claims-management-and-the-electoral-college/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2008/11/workcompedgemathproblem1.jpg</image:loc><image:title>Thoughts about Claims Management – and the Electoral College</image:title></image><lastmod>2012-04-26T20:51:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2008/11/12/small-medical-only-claims-to-pay-or-not-to-pay/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2008/11/piggystealworkcompedge1.jpg</image:loc><image:title>Small Medical-Only Claims – To Pay or Not to Pay?</image:title></image><lastmod>2012-04-26T20:47:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2008/12/10/fitting-the-pieces-together-extraterritorial-issues-in-work-comp/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2008/12/pipesworkcompedge1.jpg</image:loc><image:title>Fitting the Pieces Together: Extraterritorial Issues in Work Comp</image:title></image><lastmod>2012-04-26T20:44:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2009/01/14/immigrant-labor-and-legislation-trends-and-effects-on-employers/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2009/01/juryboxworkcompedge1.jpg</image:loc><image:title>Immigrant Labor and Legislation: Trends and Effects on Employers</image:title></image><lastmod>2012-04-26T20:39:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2009/03/04/layoffs-ten-techniques-to-avoid-or-minimize-claims/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2009/03/pinkslipworkcompedge2.jpg</image:loc><image:title>Layoffs: Ten Techniques to Avoid or Minimize Claims</image:title></image><lastmod>2012-04-26T20:35:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2009/04/02/compare-your-company-to-industry-standards-using-data-from-the-mod/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2009/04/shakespearewce1.jpg</image:loc><image:title>Compare Your Company to Industry Standards Using Data from the Mod</image:title></image><lastmod>2012-04-26T20:29:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2009/06/24/looking-for-trouble-finding-and-correcting-mod-errors/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2009/06/oops_signworkcompedge1.jpg</image:loc><image:title>Looking for Trouble: Finding and Correcting Mod Errors</image:title></image><lastmod>2012-04-26T20:24:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2009/07/08/how-will-new-ncci-ratemaking-rules-affect-workers-comp-mods/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2009/07/confused_contractor1.jpg</image:loc><image:title>How Will New NCCI Ratemaking Rules Affect Workers Comp Mods?</image:title></image><lastmod>2012-04-26T20:20:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2009/09/23/improve-your-cash-flow-with-pay-as-you-go-workers-comp/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2009/09/paywindow.jpg</image:loc><image:title>paywindow</image:title></image><lastmod>2012-04-26T20:17:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2009/08/05/linkedin-your-objections-and-why-you-should-get-over-them-now/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2009/08/linkedin4.jpg</image:loc><image:title>linkedin4</image:title></image><lastmod>2012-04-26T20:14:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2010/03/11/pitfalls-when-workers-compensation-rates-decline/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2010/03/trojanhorse.jpg</image:loc><image:title>TrojanHorse</image:title><image:caption>Lower rates can act like a Trojan horse and pose great dangers for the employer</image:caption></image><lastmod>2012-04-26T19:56:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2012/04/10/emr-as-contract-bid-qualifier-time-for-change/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2012/05/ron_cooper_icrb.jpg</image:loc><image:title>Ron_Cooper_ICRB</image:title></image><lastmod>2012-05-02T20:13:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/about/emailsubscriptionconf/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2009/08/wordpress-banner2.jpg</image:loc><image:title>wordpress-banner2.jpg</image:title></image><lastmod>2012-04-05T20:56:11+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>http://workcompedgeblog.com/about/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2009/07/combo164.gif</image:loc><image:title>Specific Software and SIGMA</image:title></image><lastmod>2012-04-05T14:50:19+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>http://workcompedgeblog.com/2010/11/30/work-comp-analysis-group-for-workers-compensation-professionals/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2010/11/wcag-header1.jpg</image:loc><image:title>wcag-header1</image:title><image:caption>The Work Comp Analysis Group on LinkedIn is one of our favorite workers compensation resources. </image:caption></image><lastmod>2012-04-05T14:13:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2010/12/14/loss-free-rating-new-workers-comp-terminology/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2010/12/coolpiggy.jpg</image:loc><image:title>coolpiggy</image:title></image><lastmod>2012-04-05T14:11:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2011/01/11/obesity-weight-workers-comp-claims/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2011/01/scales.jpg</image:loc><image:title>scales</image:title><image:caption>Employers and professionals involved in all aspects of claims management are increasing their awareness of how the obesity trend is affecting U.S. productivity, our cost of doing business and even the availability of our workforce.</image:caption></image><lastmod>2012-04-05T14:07:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2011/03/01/on-work-comps-100th-birthday-trends-for-the-future-in-workers-comp-and-mod-analysis/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2011/02/shutterstock_bdaycake.jpg</image:loc><image:title>shutterstock_bdaycake</image:title><image:caption>The U.S. workers comp system turns 100 this year. We join industry leaders in examining work comp trends for the future, especially in experience rating.</image:caption></image><lastmod>2012-04-05T14:07:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2011/04/18/broker-client-news-from-ncci-2011-workers-compensation-issues-report/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2009/07/confused_contractor.jpg</image:loc><image:title>Worried Contractor</image:title><image:caption>As a work comp agent, you undoubtedly have an intuitive feel for how business size and industry are factors in the economic recovery. But also consider the hard data and how it can guide your own business strategy.</image:caption></image><lastmod>2012-04-05T14:07:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2011/05/25/ncci-changing-primary-excess-split-point-in-experience-rating-methodology/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2011/05/ratioanalysis.png</image:loc><image:title>ratioanalysis</image:title><image:caption>A ratio analysis may be one way to gain insight into the possible impact of changes in the primary/excess split point. If a company has frequency issues now, it seems like this problem could become even worse as the transition occurs.</image:caption></image><lastmod>2012-04-05T14:06:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2011/08/02/how-will-mods-change-ncci-rule-recommendations/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2011/08/2013_mod_change.jpg</image:loc><image:title>Effects of anticipated changes to experience rating plan on mods</image:title><image:caption>First year effects of anticipated changes to experience rating plan on mods.</image:caption></image><lastmod>2012-04-05T14:06:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2011/08/08/ncci-publishes-faq-on-split-point-and-maximum-debit-mod-change/</loc><mobile:mobile></mobile:mobile><lastmod>2012-04-05T14:05:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2011/10/11/california-2012-rate-filing-includes-proposed-experience-rating-plan-changes/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2011/10/shutterstock_canary.jpg</image:loc><image:title>Conversation</image:title><image:caption>The intent of changes to the California experience rating formula is to make the experience rating formula easier to talk about. Brokers who are on top of this change will definitely catch clients' and prospects' attention.</image:caption></image><lastmod>2012-04-05T14:05:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2011/10/24/the-new-modmaster-is-here/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2011/10/mmscreen.png</image:loc><image:title>ModMaster login page</image:title></image><lastmod>2012-04-05T14:05:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2011/11/07/california-approves-2012-experience-rating-changes/</loc><mobile:mobile></mobile:mobile><lastmod>2012-04-05T14:03:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2011/11/16/new-report-projects-impact-of-2013-split-point-change-on-mod/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2011/11/modprojection.png</image:loc><image:title>ModProjection</image:title><image:caption>The Mod Projection link will only appear on the Next Steps screen for mods with an effective date in 2012.</image:caption></image><lastmod>2012-04-05T14:01:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2012/01/19/5-questions-to-understand-increase-in-experience-mod/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2012/02/shutterstock_detective_opportunity.jpg</image:loc><image:title>detective_opportunity</image:title></image><lastmod>2012-04-05T14:01:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2012/02/08/news-regarding-the-2013-split-point-change-from-ncci-and-independent-bureau-states/</loc><mobile:mobile></mobile:mobile><lastmod>2012-04-11T16:26:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2012/03/13/how-low-can-you-go-attaining-a-perfect-score-for-your-mod/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2009/02/proposalworkcompedge1.jpg</image:loc><image:title>How Low Can You Go? Attaining a Perfect Score for Your Mod</image:title></image><lastmod>2012-04-05T14:00:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2012/03/16/stunning-workers-comp-survey-results-mean-opportunity-for-agents-and-brokers/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2012/04/2012_survey_lossfree.png</image:loc><image:title>2012_wcsurvey_lossfree</image:title><image:caption>How employers responded to the question "Do you know the value of your company's minimum mod (also known as 'loss-free rating')?"</image:caption></image><lastmod>2012-04-05T13:59:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/hartford-training/</loc><mobile:mobile></mobile:mobile><lastmod>2012-04-04T20:12:39+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>http://workcompedgeblog.com/modbooklet/</loc><mobile:mobile></mobile:mobile><lastmod>2012-04-04T18:33:57+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>http://workcompedgeblog.com/2011/12/12/the-new-and-improved-california-experience-rating-form/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2011/12/ca_mod_creation.png</image:loc><image:title>CA_mod_creation</image:title><image:caption>The California changes warranted California becoming a new calculation type in ModMaster, for effective dates 1/1/2012 and beyond.</image:caption></image><lastmod>2012-02-08T21:45:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2010/06/01/workers-compensation-medical-only-losses-for-all-states-update-newmexico-colorado/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2010/06/med-only.jpg</image:loc><image:title>med-only</image:title><image:caption>In many states, keeping a claim in "medical-only" status will save you mod points - and premium. Plus it's good for the employee!</image:caption></image><lastmod>2010-11-14T23:08:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2010/10/07/zywave-acquires-specific-software-solutions/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2010/10/zywave.jpg</image:loc><image:title>zywave</image:title><image:caption>Zywave has acquired Specific Software Solutions, makers of ModMaster software</image:caption></image><lastmod>2010-10-07T18:42:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/2009/11/06/training-videos-address-osha-top-10-safety-violations-2009/</loc><mobile:mobile></mobile:mobile><image><image:loc>http://workcompedge.files.wordpress.com/2009/11/growth.jpg</image:loc><image:title>growth</image:title><image:caption>So what's up with the 2009 spike in OSHA safety violations? Have layoffs, emotional states, and other fallout from the financial crisis stressed workers to the point of making bad safety decisions? Or have the OSHA inspectors just been especially diligent this year?</image:caption></image><lastmod>2009-11-06T17:30:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://workcompedgeblog.com/</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2012-05-23T19:44:50+00:00</lastmod></url></urlset>

